lic insurance policies

LIC Insurance Policies

Hello friends, today, in this article, we will discuss top LIC policies. If you are wondering to know which LIC plan is best for you, then you are in the right place, read the full article, and hope that we will help you make your perfect decision to buy LIC plans by our article.

Friends, everyone’s needs are different, and everyone’s desires are other, keeping these in mind, more than 30 LIC plans are available in the market. You all want to know which is the best plan of LIC. By the way, all planes are unique in themselves and have made for a particular purpose, so whatever you need, that plan is best for you. If you want to know which of these planes is the best for you, you should read this article thoroughly.

Before buying LIC’s plan, you should ask yourself two questions, why do you want to buy LIC’s Policies. e.g.-

1. Purpose of the policy: For your child’s future, for your child’s education, for achieving your financial goals, for planning your retirement, or you want to gift a life insurance policy to someone special.

2. Do you want single or premium policy: Means that do you want to pay the premium policy only once or monthly, half-yearly, quarterly or the yearly premium to be paid as regular premium.

Now, I’m sharing with you the top 5 best LIC Policies {We also described the features of each plan}:-

1. Jeevan Lakshya (Table No. 833): Its work is as it is named if you have such a goal in your life or there is an obligation that you have to fulfill even if you remain or not, this policy is for you. Take this policy with Term Rider, Accidental Death and Disability Benefit Rider. If the insured dies, the premium will waive, and maturity will reach at the planned time. After the insurance holder’s death, payment of 10% of sum assured every year to the nominee. This policy is also known as Kanyadan Policy. If you plan a policy for your child’s future, I would suggest you go with this excellent plan. Keep in mind that this a limited period payment plan.

2. Jeevan Labh (Table No. 836): The return of this policy is pretty good. This is also the best option for everyone.

3. Single-Premium Endowment (Table No. 817): If you want to plan your child’s future by paying a single premium once or want to achieve your financial goals, then this plane is for you. These are available with a single premium of ₹50000 from the policy, and if you want, you can also take the policy above 50000. This is the best policy if you’re going to give someone a gift.

4. Jeevan Anand (Table No. 815): It is one of the best selling policies of LIC. This is a whole life policy. In this, you get maturity at the chosen time. After that, you will also get complete life coverage. For those who want to enjoy the policy’s maturity and leave it behind as well, this policy is only for them. This is a regular premium paying policy.

5. Jeevan Shanti (Table No. 850): This is a single premium plan policy. If you want to take a regular income/pension plan for you, this is the best option. You can take this plan with Joint life with return of purchase price. This plan’s specialty is that even after your death, your life partner will get your pension. After that, your nominee will get all of your money.

Apart from this, many best LIC plans are available in the market, but we found these five plans are best and will fit everyone’s desire. I hope this will help you to find the right policy plan for you. If you think that we have made any mistake in the article, please tell us in the comment or contact us on Email about the errors, we will try to fix the error as soon as possible.

Thanks for reading the best LIC Policies and by spending your valuable time. If you want to know about LIC Insurance Policies then click here.

 

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